A report by Bitget
$1.88B
Research, published on January 16, reveals that 20% of Gen Z and Alpha would consider receiving their pensions in cryptocurrencies.
The study also shows that 78% of respondents prefer “alternative retirement savings options” over traditional pension plans.
These alternatives often include decentralized finance and blockchain-based solutions, which offer more flexibility and control over personal finances.
Did you know?
Subscribe – We publish new crypto explainer videos every week!
How to Store NFTs in 2023 (3 Most Secure Ways Explained)
The report stated, “Many are skeptical of the old systems and are increasingly leaning towards decentralized finance and blockchain-based solutions”.
Additionally, Bitget Research notes that 40% of individuals in these age groups had already invested in cryptocurrency by January 2025. This growing interest in digital assets shows how younger people approach saving for the future.
According to Bitget CEO Gracy Chen, this trend should be seen as a signal for the financial industry to adapt. She stated:
Younger generations are no longer content with one-size-fits-all pension systems. They’re looking for modern solutions that give them more control, flexibility, and transparency.
However, Bitget Research also points out key challenges. Price volatility, unclear regulations, and cybersecurity risks are barriers that could slow down the acceptance of digital assets as a reliable retirement option.
Meanwhile, CryptoQuant released the “2024 Crypto Survey: Exchange Use and Investor Behavior” report on January 15. What did the survey highlight? Read the full story.
Having completed a Master’s degree in Economics, Politics, and Cultures of the East Asia region, Aaron has written scientific papers analyzing the differences between Western and Collective forms of capitalism in the post-World War II era.With close to a decade of experience in the FinTech industry, Aaron understands all of the biggest issues and struggles that crypto enthusiasts face. He’s a passionate analyst who is concerned with data-driven and fact-based content, as well as that which speaks to both Web3 natives and industry newcomers.Aaron is the go-to person for everything and anything related to digital currencies. With a huge passion for blockchain & Web3 education, Aaron strives to transform the space as we know it, and make it more approachable to complete beginners.Aaron has been quoted by multiple established outlets, and is a published author himself. Even during his free time, he enjoys researching the market trends, and looking for the next supernova.